You don't need a professional liability insurance wholesaler whose primary concern is making themselves rich off your hard work. You deserve a professional liability wholesaler dedicated to making your insureds see how exceptional of an agent you really are. Our mission is just that simple: To make our retailers look like heroes to their insureds.
Ethos - the Greek root for Ethics
The unfortunate truth is that there are a lot of bad actors in the world of insurance, especially when it comes to wholesalers. When David and Jonathan founded Ethos in 2004, the very first problem they wanted to tackle was the state of the industry. With ethics in our name, we're held to a higher standard.
Made up of former agents, wholesalers, and carriers, we've experienced insurance from every direction. By building a wholesaler focused on serving agents instead of ourselves, Ethos Insurance has helped place a magnitude of healthcare professional liability policies since 2004.
We provide our retail customers with unaltered carrier proposals so they can see the gross commission we are being paid. Never be in the dark when it comes to your business.
We are not a retail agency, we operate strictly as a wholesaler. We refuse to compete with our customers.
Ethos will never charge unnecessary fees or hide gross commissions paid by carriers. Our agents enjoy fair and transparent commission splits.
Here are a few of the most commonly asked questions that we get from users around the country.
Sure, talking about heroes might seem silly when we’re dealing with insurance, but it gets to the core of some really important ideas.
First, your insured is purchasing liability insurance to help protect them during the worst day of their life. The service you provide them really will go on to save the day, and you’ll be the first person they thank. Good agents really are heroes to their clients.
Second, there really are a lot of villainous types out there in the insurance space, and overtly talking about heroes is the quickest way to weed them out. We’re not interested in working with bad agents any more than you’re interested in working with bad wholesalers. Just like you, if one somehow slips through the cracks, then we have to go through the trouble of firing them.
The good news is that we can help get you the medical/healthcare professional liability insurance you need. However, we cannot sell you that insurance directly. Simply fill out our contact form and we will either work with your existing insurance agent or help you to find a new, Ethos-approved agent to serve this and any future needs you may have.
If it's healthcare, we can do it. We would refer you to each service page to see which lines are available for different insureds.
We were fortunate that we had begun to lay the groundwork for remote employees in the months prior to the covid-19 pandemic, so once the time came it was easy to flip the switch. Since transitioning to a predominantly remote workplace we have since made a conscious effort in our hiring process to bring team members on board across the country from East to West, North to South. Whatever you need, an Ethos employee is there when you need help.
Ethos works with all the key carriers specialized in the healthcare liability marketplace. However, there are always other carriers that may have an appetite for healthcare accounts but struggle to compete with more specialized carriers. When new carriers enter the healthcare liability arena, we are careful to vet them out and add them if they are likely to provide a benefit for our customers.
Co-Founder & Chief Production Officer
Co-Founder & Chief Operations Officer
Vice President of Business Development
Client Executive
Client Executive
Account Manager II
Account Manager I
Account Manager I
Compliance & Support Manager
Support Specialist
Operations Specialist
Marketing