Skip to main content

A Wholesale Process Designed Around Your Needs

Your wholesaler should work for you as hard as you work for your insured. If a wholesaler makes your job harder, it’s time to let them go.

Enough is Enough

Working with the wrong wholesaler can hurt your business.

Healthcare professional liability are some of the trickiest and most complicated lines of professional liability coverage to place.  You nor anyone else can afford even the slightest hiccup in getting your client insured properly. Anyone but a solely focused healthcare professional liability expert and specialist leaves you prone to...

Increased E&O exposure


Quotes with inferior coverage options


Losing your clients to your competition

A dishonest healthcare professional liability wholesaler crossing his fingers as he knowingly does wrong to his client.
Breathe Easy

Wholesalers should reduce your burden.

Your focus ought to be your insured, not the carrier and not your wholesaler. If your wholesaler is merely an access point to carriers, it's time for a new wholesaler. Market access alone isn't worth constant headaches. 

Book Your Meeting

Pillar White

Reduce Anxiety

Rest easy knowing that you'll be the hero in your insured’s eyes after securing them the best policy possible.

Pillar White

Reduce Workload

A good wholesaler reduces your busywork so that you can focus on the tasks that only you can do.

Pillar White

More Time

When your wholesaler does their job right they create more time for you to do yours.

Carriers that count

What to expect from beginning to end.

The entire process is designed around giving you everything you need on a timetable that’s optimized for your specific needs.

Book Your Meeting

orange 1

Submission Review

After sending your submission, you will hear from us within one business day with details of the service team assigned to you. During our review, you will be asked for your desired target quote date so that you can set your own deadline for presenting options to your insured.

orange 2

Initial Marketing Summary

Within two business days of receiving your submission, we’ll contact you with an Initial Marketing Summary advising you of which carriers we are submitting to on your behalf along with any additional information needed to get the best possible options from those carriers.

orange 3

Interim Marketing Summaries

As carrier negotiations take place, you will receive updated interim marketing summaries at least once a week so that you're never out of the loop with your account. During this period, you will receive unaltered proposals as they arrive.

orange 4

Final Marketing Summary

Once every carrier has provided a final response, you will receive a final marketing summary which will include coverage highlights for each quote and carrier that you have determined to be the greatest value for your client.

orange 5


Your binder and policy will be issued as soon as possible, and no later than 30 days after the effective date. Your team will continue to be available to you to quickly respond to all your mid-term service requests.

Fast. Easy. Right.

A simple and effective plan makes all the difference

Aiding your clients while growing your business is hard enough work as it is. Your wholesaler shouldn't add to your burden, which is why Ethos developed Fast-Easy-Right.

Frequently Asked Questions

Here are a few of the most commonly asked questions that we get about the Ethos process.

About how long does everything take?

I’ve noticed that you don’t list a particular carrier on your website. Why not?

How do I get the correct application?

What information is required for a submission?

Get your healthcare professional liability placed fast, easy, and right!

Start with selecting the best medical malpractice and professional liability wholesaler in the healthcare professional liability market. By the end of the day your meeting time will be reserved, and within 15 minutes you’ll know whether Ethos is the right match for you.