Professional Liability and E&O Insurance for Social Services

Professional liability and E&O insurance for social services providers, staff, and their facilities.

It’s too risky

Working with the wrong wholesaler can hurt your business.

Social services are some of the trickiest and most complicated risks to place in insurance. You nor anyone else can afford even the slightest hiccup in getting your client insured properly. Anyone but a solely focused healthcare professional liability expert and specialist leaves you prone to...

Increased E&O exposure

Quotes with inferior coverage options

Losing your clients to your competition

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dishonest healthcare professional liability wholesaler crossing his fingers as he knowingly does wrong to his agent.

Stop Paying just for Access

Wholesalers should reduce your burden

Your focus ought to be your insured, not the carrier and not your wholesaler. If your wholesaler is merely an access point to carriers, it's time for a new wholesaler. Market access alone isn't worth constant headaches.

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Reduce Anxiety

Rest easy knowing that you'll be the hero in your insured’s eyes after securing them the best policy possible.

Reduce Workload

A good wholesaler reduces your busywork so that you can focus on the tasks that only you can do.

More Time

When your wholesaler does their job right they create more time for you to do yours.

Placing Social Services

Matching your insured with the insurance they need

Don't waste time with wholesalers who can't place your business properly. If you find a match here it's because you've found a healthcare professional liability expert who can help place your accounts.

Substance Abuse

Outpatient services
Residential facilities
Sober living homes
Detox

Mental Health

Outpatient services
Residential facilities
Group homes
Independent living services

Developmentally Disabled

Group homes
Vocational programs
Intermediate care facilities
Day treatment programs
Independent living services

Youth Services

Foster care
Adoption services
Etc.

Carriers That Count

Lines of Coverage

What coverage does your social services client need?

Why waste time on an exploratory phone call? If you see a line listed here, you know you’ve found a wholesaler who can help you identify the exact coverage your social services client needs.

Medical Malpractice
Professional Liability
General Liability
Excess & Umbrella Liability
Billing E&O
Directors & Officers
Employment Practices Liability
Employee Benefits Liability
Cyber Liability
Non-Owned Auto

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Two people talking happily while sitting in a large group therapy session.

Fast. Easy. Right.

A simple and effective plan makes all the difference

Aiding your clients while growing your business is hard enough work as it is. Your wholesaler shouldn't add to your burden, which is why Ethos developed Fast-Easy-Right.

Fast

Within two business days of a completed submission, your personalized team of experts will send your first marketing summary.

Easy

Receive regular communication including marketing summaries, carrier proposals, and consultative information.

Right

You and your insured experience the smoothest and most accurate healthcare professional liability placement you’ve had to date.

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Social Services

Frequently Asked Questions

Here are a few of the most commonly asked questions that we get about insuring social services clients.

I’ve noticed that you don’t list a particular carrier on your website. Why not?

How do I get the correct application?

What information is required for a submission?

Do you accept all types of social service submissions?

Can you cover medical exposure carve-outs?

Get the right E&O coverage for your social services clients

Start with selecting the best E&O wholesaler for your social services client’s needs. By the end of day you’ll have a 15-minute meeting time reserved where you will learn definitively how to best serve your clients.

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